CiamArt (“we,” “us,” “our”) provides credit education, business structuring guidance, and funding-readiness strategy through ciamart.com. By using our website or booking a consultation, you agree to this Privacy Policy.
Information we collect
Information you give us
- Name, email address, phone number, and mailing address when you book a consultation or contact us.
- Details about your goals, business (entity type, industry, years in operation), and financial situation that you choose to share.
- Credit-related information you provide for review, such as reports, scores, or account summaries.
- Testimonials, survey answers, and messages you send us.
Information collected automatically
- IP address, browser type, device, operating system, and pages visited.
- Referring pages, time on site, and interaction data collected through cookies and analytics tools.
We do not ask you to submit full Social Security numbers, full bank account numbers, or card numbers through our website forms. Please do not send them by email or contact form.
How we use your information
- Schedule and deliver consultations, and build your personalized roadmap.
- Provide personal credit, business services, and funding-readiness guidance.
- Respond to questions and send service-related messages.
- Send educational content, blog updates, and offers, only if you have opted in.
- Improve our website, services, and client experience.
- Prevent fraud, enforce our Terms, and comply with legal obligations.
How we share information
We do not sell your personal information. We share it only with:
- Service providers that help us operate (website hosting, scheduling, email, payment processing, analytics, CRM), bound by confidentiality obligations.
- Professional partners such as registered agents, accountants, or attorneys, only when you ask us to coordinate with them.
- Legal and safety requests, when required by law, court order, or to protect rights and safety.
- Business transfers, such as a merger or acquisition, with notice to you where required.
Cookies and analytics
We use cookies and similar technologies to keep the site working, remember preferences, and understand how visitors use it. You can disable cookies in your browser settings, though some features may not work properly. You can also opt out of Google Analytics using Google’s browser add-on.
Data security
We use reasonable administrative, technical, and physical safeguards, including encrypted connections (HTTPS) and access controls. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
Data retention
We keep personal information only as long as needed for the purposes in this policy, to meet legal, tax, or accounting requirements, and to resolve disputes. You may ask us to delete your information at any time, subject to those obligations.
Your rights and choices
- Access, correct, or update the information we hold about you.
- Request deletion of your personal information.
- Unsubscribe from marketing emails using the link in any message.
- Opt out of text messages by replying STOP.
- Depending on where you live (for example California or the EU/UK), you may have additional rights, including data portability and the right to limit certain uses. To exercise them, contact us below. We will respond within the time required by law.
Third-party links
Our site and blog may link to lenders, credit bureaus, or other websites. We are not responsible for their privacy practices. Please review their policies.
Children’s privacy
Our services are for adults 18 and over. We do not knowingly collect information from children. If you believe a child has given us information, contact us and we will delete it.
Changes to this policy
We may update this policy from time to time. The “Last updated” date above shows the latest version. Continued use of the site after changes means you accept them.
